The way it works is pretty simple, merchants that are out on the road which may include contractors, direct salespeople, transportation and towing services, exhibition and trade shows etc, are able to use mobile, or wireless credit card processing equipment to take cards whilst they are with their customers.

The mobile credit card processing equipment is used via a mobile, or a cell phone that connects to a network. It means that with a mobile merchant account people can take card payments at anytime, from anyone, pretty much anywhere.

This gives some pretty big advantages, in that merchants don’t have to rely on cash and check and the obvious risks of having to carry large amounts of cash around, or getting a bad check.

Also, because the customer is in front of the merchant when the card is taken, there is less chance of fraud, so a mobile merchant account itself benefits from the advantage of lower processing costs than if a merchant had to take card details and process a transaction at a later time.

Whilst this is great news for merchants, it is really important that any person or organization that is looking for a merchant account only signs up for a mobile merchant account from the best merchant account providers.

Not all merchant account providers are the same, there is a big difference between the quality of the service available and the mobile credit card processing rates.

For example, high quality merchant account providers will offer the opportunity for connections to multiple cell networks and rapid authorization with payments being able to be processed in 2 – 3 seconds.

They will also offer the best overall processing rates and 24 / 7 customer service for mobile merchant services. Other factors that should be taken into account when looking for a mobile merchant account should be price of the mobile credit card processing equipment and also whether it offers a ‘store and forward’ facility.

Store and forward is a security feature that basically gives the ability to be able to capture a transaction off-line, when account holders are in places where they are unable to get cell receptions.

To help people who are looking for mobile merchant accounts, this post looks at which companies in the industry currently offer the best mobile merchant accounts.

It’s based on the mobile merchant account equipment available, the service a company provides, and the overall processing rates, (I say overall as there are more charges that may be added to an account than just a rate based on the size of the transaction).

For a mobile merchant account Merchant Warehouse is the highest recommendation. They have an A+ Better Business Bureau rating and they offer the lowest prices both for overall processing costs, and mobile credit card processing equipment.

In fact they go so far as to guarantee this and will pay people $100, if they can find anything lower elsewhere.

It’s a big indication of how confident they are in their mobile merchant service. It’s important to note that it is the total processing costs, often companies will quote very low rates, which do not take into account other extras such as transaction fees, or they are rates that are only available under certain special conditions.

Mentioning this brings me on to my favorite feature about Merchant Warehouse. That is that they offer any prospective customers a full consultation that allows them to tell people about how the merchant account industry works and how the charges will affect their account.

It puts people and organizations in a proper position to make judgements between different providers and to make the best decision for their needs.

The mobile credit card processing equipment available through merchant Warehouse is also the most advanced available including ‘store and forward’ facilities. They also have their own ‘MerchantWARE’ system that allows merchants to process cards using a cell, or mobile phone. The application currently works to process cards on with an IPhone, Blackberry, Android or Windows mobile phone.

It’s a great tool and Merchant Warehouse have been a pioneer in this area. The ‘MerchatWARE’ software is free, it just requires an account with them to get going.

There are also no application fees, or set up fees for an account and contracts roll on a month to month basis, which is extremely unusual in the industry, where most providers require merchants to sign long term contracts.

Of course Merchant Warehouse like everything else in life is not perfect, however, they have a strong commitment to service with great rates and are always the first company I recommend to people looking for mobile merchant accounts.

Click Here to go to their official website to make an application, or to get some more info. Also you can call their specialist consultation number on 1.866.372.1152.

People may also want to consider a provider like charge.com, they also offer a high level of service and low mobile processing rates. However, I don’t recommend them above Merchant Warehouse because they don’t have the range of mobile equipment to offer account holders and applicants have to sign longer term contracts.

For those that are looking to get mobile merchant accounts, or perhaps add the ability to process payments remotely, then the best thing to do is to head over to Merchant Warehouse and speak to an account representative for more information, for a full consultation.

Mobile credit card processing is a really good way for merchants to be able to increase their profits and take orders and payments when previously they had not been able too.