June 17, 2009
if someone knows your credit card account number
chessmaster_ultra2004 asked:
I usually go to different places…merchants etc.
I usually go to different places…merchants etc.
When doing transactions with my visa card they ask me to give them the card..but at times you never know what kind of people you’re dealing with so if for any reason they note down your credit card account number along with all the info like….expiry date and all.. what kind of measure should I take…even if apparently there are not transactions done on my statement…it’s just the thought of knowing that someone may have wrote it down and what not.
can someone give me some advice as to how I should deal with such parties…(though you never know the good from the bad)
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Comments on if someone knows your credit card account number
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Keep a close eye on your bank statement, and make sure you notify the bank immediately if you see a charge that you did not authorize
When you go to a website, make sure it is that website.
For example Ebay:
Not: or something like that
If your not buying anything their is NO reason to give out your credit card number.
Set up a paypal account, and try to use that instead of your card.
Don’t worry about it – you’ll make yourself nuts. If someone does take your card number and use it for unauthorized purchases, your bank will be aware of it, and will put a stop on the card. They won’t be able to keep using it forever, and you wont be liable for their actions.
Check your banks policy to see how much of the charges, if any, you might be responsible for, and also remember to check your statements every month when they come in. If someone’s be doing anything illegal, it will show up there, and you can alert the bank if they aren’t already on the case.
Take Care.
Make sure it is you that initiates the transaction not the company calling you. You made the call. If you feel uncomfortable back out before giving your number. Most employees in companies that get that type of info are bonded. Not everyone is trustworthy but 9 times out of10 it can be traced back to them.
if you cant trust another human being whom can you trust
most sales people are honest
and now remember when the recipet is printed it never shows your entire credit card number anyway(
This is a all too common concern (of mine too). There’s no way to entirely get away from this. The only thing you can do is
1) Get a fraud alert placed on your credit report this way in the event someone tries to apply for credit in your name, the potential credit will have to contact you first.
2) Keep an eye on your credit account. All it takes is a quick call to the 800 number listed on the back of your card or check your account on line (if you have it). You usually have 30 days to dispute any unauthorized charges.