Comments on: customer charged back credit card after 3 weeks, and after using the service?

By: tom m

tom m — Wed, 29 Jul 2009 01:03:01 +0000

NO. You cannot charge the credit card a second time. Running a transaction through your merchant account while the charge is in dispute is a violation of your merchant processing agreement and you subject you to being put on a terminated merchant file (TMF) list. If you would like further clarification on how to avoid this in the future, please e-mail me at. 10 years in the merchant services industry.

By: savings4days

savings4days — Mon, 27 Jul 2009 17:42:51 +0000

Legally and ethically I wouldn’t do it.

If you want to collect your money file a claim in circuit court for small claims against this person and whether they show to pay or not you can put it on their credit and hurt them in the future.

By: Eric A

Eric A — Fri, 24 Jul 2009 13:00:44 +0000

I sell a lot of “virtual” goods online and paypal is by far the worst at processing charge backs. You basically dont have a chance. I would stop accepting them as a form of payment.

As far as charging it to another merchant account, I don’t think you can, legally.