June 14, 2009
letting my e-commerce site accept monthly payments from a card?
CoutureCravings asked:
I would like to offer my customers the option of making payments monthly automatically on products (like on hsn and qvc) it would deduct from their card every month automatically. Also, what if they cancel the card or it is denied? Would they have to have entered a backup card in case??
I would like to offer my customers the option of making payments monthly automatically on products (like on hsn and qvc) it would deduct from their card every month automatically. Also, what if they cancel the card or it is denied? Would they have to have entered a backup card in case??
is that something that I would have to do myself with coding or is it something i would work out with my merchant account provider?
THANK YOU!
Comments on letting my e-commerce site accept monthly payments from a card? »
This is something you would handle programmatically. Your payment gateway would tell your website the payment was declined and then your website would do whatever you want it to do. Most likely this would be to suspend the account and email the user to tell them they need to enter a new credit card for payment. Your website would then obviously handle that payment.
You should look at Authorize.Net's Customer Information Manager (CIM) as it can make managing this fairly simpe although it still would require a lot of programming to manage. Their Automated Recurring Billing (ARB) service can also be used for this.
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