Comments on: what should i do? merchant threatening to take me to collection agency? http://thebestmerchantaccounts.com/194 Mon, 02 Aug 2010 01:42:46 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: fl2nc2ca2md2nc http://thebestmerchantaccounts.com/194#comment-228 fl2nc2ca2md2nc Thu, 22 Oct 2009 02:19:05 +0000 http://thebestmerchantaccounts.com/194#comment-228 You did the right thing reversing the charges - most people don't realize you only have 60 days to do so. Now that's on the record as a dispute. The credit card company, unfortunately, will probably side with the merchant since you did sign a contract. You're next step is to go over the contract very carefully and see if there is anything to give you an out since the merchant did not provide the service in a reasonable way according to what you are saying. I would suggest you call around and find an attorney who specializes in contracts. It would probably be very much in your interest to pay for the contract to be reviewed and get a professional opinion on whether you can beat it. Don't waste any time, though, not sure what the law is in your state, but the merchant may very well be able to come after you for his legal fees if you let it get that far. Try to stall him as much as possible while you are building your case. Disclaimer: I'm not an attorney. I really hope this helps. It sounds like this merchant does not care one bit about customer service. You did the right thing reversing the charges – most people don’t realize you only have 60 days to do so. Now that’s on the record as a dispute. The credit card company, unfortunately, will probably side with the merchant since you did sign a contract.

You’re next step is to go over the contract very carefully and see if there is anything to give you an out since the merchant did not provide the service in a reasonable way according to what you are saying.

I would suggest you call around and find an attorney who specializes in contracts. It would probably be very much in your interest to pay for the contract to be reviewed and get a professional opinion on whether you can beat it.

Don’t waste any time, though, not sure what the law is in your state, but the merchant may very well be able to come after you for his legal fees if you let it get that far. Try to stall him as much as possible while you are building your case.

Disclaimer: I’m not an attorney. I really hope this helps. It sounds like this merchant does not care one bit about customer service.

]]> By: Muga Wa Kabbz http://thebestmerchantaccounts.com/194#comment-227 Muga Wa Kabbz Tue, 20 Oct 2009 10:19:04 +0000 http://thebestmerchantaccounts.com/194#comment-227 You were taken. You could sue this company and expose their fraudulent ways. You could report them to your local "fair trading and business bureau," for this issue. Suing would be throwing away your money. There is no point in spending $10,000 on lawyer fees, court fees etc just to get back $1000 from a lousy business owner, of which you are not even sure you'll get back because you might lose the case. If I were you, I'd be looking for the fair-trading bureau and file a formal complaint about that organizations unscrupulous business practices. You could also claim that they are making false advertisements, of course have proof. This will definately get the authorities attention, though you must have proof so they get fined and reprimanded etc. You were taken. You could sue this company and expose their fraudulent ways. You could report them to your local “fair trading and business bureau,” for this issue.

Suing would be throwing away your money. There is no point in spending $10,000 on lawyer fees, court fees etc just to get back $1000 from a lousy business owner, of which you are not even sure you’ll get back because you might lose the case.

If I were you, I’d be looking for the fair-trading bureau and file a formal complaint about that organizations unscrupulous business practices. You could also claim that they are making false advertisements, of course have proof. This will definately get the authorities attention, though you must have proof so they get fined and reprimanded etc.

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