Comments on: Where can “pending debits” come from in your checking account?

By: shadowsthathunt

shadowsthathunt — Sun, 27 Sep 2009 13:14:58 +0000

If you wrote a check to pay a bill, it is possible that the check has hit the bank but has not been removed. If you think that this is a scam or you are sure you have no outstanding payments, close your account to stop the transaction and open a new one. In most cases, it will hit your account if you just change the debit card. So make sure to close the entire account and re-open it. This is crappy and a pain in the ****… but you should protect your money, and if there is one such instance, than that could mean that someone has access to your account and can try again. Good luck.

By: Dragonfly

Dragonfly — Sun, 27 Sep 2009 08:26:34 +0000

If this is something that happens often and always ends up being something that never actually clears then I’d consider changing banks. If this is happening it means they are using the money for something and basically holding the money in your account so you can’t use it.
If it does end up being something you bought then ignore it. If something clears that wasn’t yours then it is definately time to call the bank and tell them, at that point if they don’t recommend a new card (with a new number) then tell them you want one.