Missouri Law related question, i have a freind that doesnt know what yo do because he had a checking account.
and he messed it up (I reviewed the account and the bank made mistakes to) He ended up overdrafting and anyway thats not the question…
He called the only merchant he had checks out with and told her that they may come back because he wasnt sure what the bank was going to do since he had complained and they were liooking into it, Since he was in the process of moving his girlfriend gave her contact information (cell phone number and address, there wasnt a home phone installed yet). She did get a couple back and made one attempt to call, of course he had no signal as he works out side and the job he was at was in the middle of no where. He didnt know. She then started telling his friends when they came in “have you seen him, he has bad checks here and I am going to porsecute him” as well as posting his name for customers to see, she told his grandma, then his sister. The 2 days ago she told his mom that she needed to hear from him or she was sending them out to the Prosecuting
Attorney. His mother felt like she was solicitaing money from her. Threatening to prosecute her son. His mom advised that at that time she didnt have any momey to give her. The a day later he got a letter from the PA about the checks so come to find out she was soliciting money on a debt she had already sent out. He does not have problem paying the checks but he was not aware until hismom told him that she got them back. Then when he went to that town the same day he went to see his mom, 13 people told him she did the same thing to them. Told him she shared it with the whole town. He will pay the checks he just didnt know. DOes he have any recourse or anything he can say to her about the way she handled this…..She is also a gossiper and he just cant belive it because he has known her all of his life. When she addressed his mom she tried to give the lady his new home number and she wouldnt take it.
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Comments on Missouri Law related question, i have a freind that doesnt know what yo do because he had a checking account.
Contact a lawyer. He needs help!
Okay, not taking sides here, and I have gotten both sides of the story and I know that you are telling the truth. Your friend did a good thing acknowledging that his checks may come back. However, he should have also informed the merchant that he was going to be out of town, may not have cell phone service, but to leave a message and he would come see her when he gets home. How was the merchant to know that he wasn’t just hiding from all this? Hope you can see a point there. On the next level, it was very wrong and unprofessional for the person to put the check where the public could see it, not to mention going in accordance of invasion of privacy, which is a violation on state law. You cannot invade anyone’s privacy in anyway. Anyway, going to friends to see if they knew where he was at and if he was seen was not wrong, however giving out the information that he had NSF checks there was, that goes with the statement I made above. But, she was also trying to get the message out for him to come take care of what was needed probably thinking that he absconded (left), because he didn’t give her information that he was not going to be able to get calls, and due to the thinking process that was going on there, that’s what she thought she was going to have to do to get her money, prosecute. As for the mom, I honestly don’t think that she was trying to solicite money from her. After all it wasn’t the mothers debt or responsibility to pay for her sons negiligences. Even though the mother felt that way, I dont think this was the case. A child very rarley leaves and not tell parents where they are, since the merchant was feeling that he abonded the situation, i think she was informing the mother of the recourse action that she was going to have to take and why. Maybe it wasn’t done in a tactful way.
Right now the only thing your friend can do is pay what he owes if he hasn’t already. If this goes to the prosecuting attorney, it’s going to cost more. not only will he have to pay his bank, merchant, but court costs and fines as well. As for the banks mistakes, he needs to bring that to the banks attention, most banks will fix their mistakes and help with refunding money if that would be the case. Your friend should talk to the merchant since he has known her all his life and let those two come to an agreement, but tell him to do it with a coll calm head. I think this is jsut lack of communication, and a bad mix up, I wish your friend luck.